An Accountant Talks About The Many Benefits Of Living In Nevada

Living in the state of Nevada may not seem special, but it is a big deal as far as taxes are concerned. Nevada is one of five states that do not have a personal income tax. As an accountant who works with individuals and businesses in Nevada, I wanted to discuss the tax benefits of living here.

No Make-Up Taxes

If a state does not have a personal income tax, they tend to make up for it with another tax. For example, the state of Texas does not have a personal income tax, but property taxes are substantially higher than in other parts of the country. Nevada is the best of both worlds because there is no state income tax, there are really no hidden taxes, and our sales tax is not outrageous.

Where Does Nevada Get the Money?

Historically Nevada gets the needed tax revenue from the mining, casino, and construction industry. The state needs the money to fund emergency services and other state services, so in this state that is how they make up for not having an income tax.

What Does It Mean?

If you compare our taxes to our neighbor to the west, California, we have huge benefits. The first is the income tax benefit, because California has income taxes of up to 9.3% at the individual level. In addition, the utility cost, and other costs to run a business are substantially lower in Nevada. Because of the lower taxes, Nevada is known to be great place to relocate your business to.

Other Reasons to Move to Nevada

The other major benefits for moving to Nevada are related to energy efficiency. Nevada is a state that sees a lot of sun and wind. Because of the surplus of sun and wind, companies who are exploring alternative energy may choose to relocate to Nevada. We also are an attractive state to geo-thermal companies with the numerous hot springs we have. As an accountant, I think that Nevada has many benefits and if you are thinking about relocating your business, it might be the right place.

Why Do Some Businesses Not Move To Nevada?

Although I think there are some great financial benefits and energy benefits to moving to Nevada, there is one thing that restricts some companies-water. When I worked for a division of Dole, we considered moving our frozen fruit operation into the state of Nevada for all the reasons that I talked about before. We could save a lot and it looked like a good decision until we realized that water is not abundant in Nevada. The reason that we did not move to Nevada was that we required a large volume of water.

If you are considering moving your company to Nevada, you should contact an experienced accountant and discuss the benefits. You will also want to consider the cost to move your company. Sometimes the cost to move will be so large that the savings will never make up for it.

Wakeboard and Water Ski Boat rental Utah, Arizona, Nevada, California, Idaho, and Colorado.

Understanding how to operate your own competition wakeboard boat rental can be difficult that is why we offer training on the water with any of our equipment. We can teach you how to avoid damage to others around you, and the boat. All of our boat drivers / instructors have a certified boating license whether you are chartering or renting these amazing boats so you can have the best experience at any lake of your choice. Come and experience all the lakes and reservoirs in the Western States.

Boating was created for people who love boating by people who love boating. We understand that everyone does not always have the means or the time to deal with boat ownership. Service is our business, and we are dedicated to providing our clients with the best possible experience on the water. Whether you are chartering a boat and driver, or renting a boat on your own you will not be disappointed with our standards on boats and equipment. We use the best in competition boats from MasterCraft and water sports equipment from Hyperlite. We purchase new equipment every year to make sure our clients are getting the best in water sports equipment! We also offer many services to make your vacation to the lake easy and enjoyable, like delivery and pickup, food services, waverunner rentals, lessons, and total vacation packages. We can take care of anything you would like us to, just ask!

Here are some other things we offer: specializing in Competition wakeboard and water ski boat rental and charter services. Jet ski, waverunner, and PWC watercraft rentals. Hyperlite water sports equipment rental and vehicle transportation / rental. Delivery services to all lakes and reservoirs. Vacation packages to major lakes including Lake Powell, Lake Mead, Lake Mohave, Lake Tahoe, Bear lake, Lake Shasta, and more. If it has to do with water sports we do it!

Come and experience the thrill of water sports in the great outdoors! Learn to wakeboard, water ski, wake skate, wake surf, knee board, air chair, tube and more. Ride like a pro using the latest competition boats and equipment on a brand new world-class boat driven by a professional driver. Our chartered boating service is our specialty! This is the way to vacation with a group of friends, business, or family.

Let us handle your delivery to any lake, drive the boat and clean it up, so you and your group have more time together, and in the water. Offering lessons and instruction ranging from getting your first ride to perfecting the landing of your favorite trick. There is an activity for everyone, even the little kids.

Specializes in Competition wakeboard and water ski boat rental and charter services. Jet ski, waverunner, and PWC watercraft rentals. Hyperlite water sports equipment rental and vehicle transportation / rental. Delivery services to all lakes and reservoirs. Vacation packages to major lakes including Lake Powell, Lake Mead, Lake Mohave, Lake Tahoe, Bear lake, Lake Shasta, and more. If it has to do with water sports we do it!

Come and experience the thrill of water sports in the great outdoors! Learn to wakeboard, water ski, wake skate, wake surf, knee board, air chair, tube and more. Ride like a pro using the latest competition boats and equipment on a brand new world-class boat driven by a professional driver. Our chartered boating service is our specialty! This is the way to vacation with a group of friends, business, or family

Make sure the company offers boat rentals with the latest competition wake board and water ski boats from MasterCraft, Hyperlite water sport equipment rental, and tow vehicle rentals.

Trekking the Sierra Nevada – Beyond the Beaten Trail

Towering mountains, lush valleys and spectacular views as far as Africa: the Sierra Nevada mountains in the south of Spain are a paradise for walking and mountaineering. Nevertheless, until very recently, hardly anyone in the south of Spain considered walking a pastime, and as a result the area’s fantastic tourist potential remained underexploited. The great thing about that was that you could have the mountains almost to yourself, but information was hard to come by, meaning that most visitors stuck to the relatively few, well-marked trails.

The Sierra Nevada National Park is the largest national park in Spain, and if you include the surrounding natural park it covers almost 175,000 hectares, making it slightly larger than Surrey. Now, as tourism gradually develops, more people are finding their way here, but it is also becoming easier to explore the parts of this vast expanse that remain a true wilderness. However, it does take a little bit of planning and effort to reach the more remote parts of the park.

Many walkers choose to base themselves in the pretty white villages of the Alpujarras, and it’s easy to understand why: the distinctive Moorish-influenced architecture, spectacular setting and local craft markets make them an atmospheric and scenic choice. What’s more, the hearty local speciality — a plato Alpujarreño — is just what you need after a hard day’s hiking in the mountains: chorizo, pork loin and morcilla (blood sausage), accompanied by potatoes, onions and peppers fried in plenty of olive oil.

The catch is that even the highest villages in the Alpujarras — Capileira and Trevélez — are at an altitude of around 1,400 metres, more than 2,000 metres below Mulhacén, which at 3,479 metres is the highest peak in the Sierra Nevada. It is possible to ascend to the summit in a day, but you won’t have much time to explore the high mountains. In summer a guided microbus service takes visitors from Capileira to Alto del Chorillo, at an altitude of just over 2,700 metres, making it relatively easy to reach Mulhacén. By taking the bus, you can even get to both of the two highest mountains in the range, Veleta and Mulhacén, or go as far as Alcazaba, which although slightly lower is less accessible than the other two. Even then, however, you will be sticking to the most- visited part of the high mountains.

So what other options do you have? The two most obvious ones are staying at a refugio — a basic mountain shelter designed for hikers — or camping. Let’s start by looking at the first of those. There are two types of refugio: staffed and unstaffed. The three staffed ones are the Refugio Poqueira, Refugio de Postero Alto and Puerto de la Ragua. All three offer accommodation for fifteen Euros a night, as well as meals and other refreshments. The beds are basic, and you need your own sleeping bag, but they’re a convenient option, and a good place to meet other hikers.

Basing yourself at the Refugio Poquiera allows you to reach Mulhacén, Veleta or Alcazaba in a day, but as it is close to the drop-off point for the microbus service, you are limited to the same kind of options as if you take the bus. Postero Alto has just been refurbished, and offers access to a relatively untrodden part of the Sierra Nevada, including the beautiful meadows and springs of Lavaderos de la Reina. Staff also provide a 4×4 transport service to help you do the adjoining sections of the Sulayr long-distance walking route. Puerto de la Ragua offers a number of activities, but as it is on a main road, it is not much help if what you are looking to do is get off the beaten track. It is always worth booking the staffed refugios well in advance, particularly at weekends.

There are six unstaffed refugios in a reasonable state of repair, one of which — the Refugio-Vivac de la Caldera — lies beside a crater lake between Mulhacén and Veleta. Like the other unstaffed refugios it is a small stone building with wooden bunks. It is in a great location, but there is an important caveat — unstaffed refugios work on a first-come, first-serve basis, and in high season all of the bed spaces are often taken relatively early in the day. As such, it’s a slight risk relying too heavily on them, although in an emergency you’ll at least be able to shelter there.

What about wild camping? Well, the good news is that in principle camping is permitted throughout the national park, subject to a few important restrictions. The most important ones are that you are never allowed to camp below an altitude of 1,600 metres, and from 1 July to 1 October you are not allowed to camp below the tree line, which is generally at around 2,000 metres. There are also a number of zones classified as special “reserves” where you are not allowed to camp. You should contact the Sierra Nevada National Park Administrative Centre by e-mail at for details.

Because camping allows you to get to parts of the national park that would otherwise be impossible to reach, it is the best way to enjoy the incredible scenery of the Sierra Nevada in complete solitude and perfect silence. It is wonderful to watch as the soft light of dawn gradually gives way to the bright morning sun, or to see the sun go down over the craggy peaks. If you are lucky, your only companions will be a herd of ibex.

One of the disadvantages of camping is that you have to take all your supplies with you, and if you plan to go for several days, it can make for a very heavy backpack. By combining camping with a night or two at a refugio, you can limit the amount you have to carry. If you spend your first night at the Refugio Poquiera you can head east towards Alcazaba and the series of peaks that lead to Picon de Jerez, from where you can descend to the Refugio Postero Alto. Alternatively you can head west past Veleta towards Pico del Caballo, before descending back down to the Alpujarras at Lanjaron. If you are really adventurous, consider trying the famous Los Tres Miles – a walk along the main ridge of the Sierra Nevada that takes in all of the peaks over 3,000 metres. Most people take four to six days to complete the whole journey.

Remember that the high mountains can be treacherous, particularly outside high summer, and you should only consider spending the night there if you are properly prepared. The weather can change quickly, even if the forecast is good, so always bring warm and waterproof clothing, and be willing to turn back if necessary. If you lack the necessary experience or equipment to go it alone, you should hire a guide, particularly if you want to try Los Tres Miles. If that doesn’t appeal, there are lots of remote areas at much lower altitudes that lend themselves to camping. Why not try doing a few legs of the Sulayr, a recently marked route which circles the whole mountain range? Whatever you choose to do, you’re sure to be captivated by the magic of the Sierra Nevada.

Should You Incorporate Your Business in Delaware, Nevada, or California?


Most publicly traded companies are incorporated in Delaware, but that does not need to mean that you should, too. While incentives to incorporate in other states are often great, a California-based business will most likely benefit from incorporating in this state because the business will be governed by the California's pseudo-foreign corporation law. This means that, if you are based in, or "actively engaging in any transaction for the purpose of financial gain" in California, this state will seriously disregard the fact that you incorporated in another state, treat your corporation as if it was incorporated in California, and you could end up paying franchise taxes in both states as well as a fee to qualify to conduct business in CA. Thus, as a general rule, a California-based business will be better off incorporating locally.

However, some out-of-state and international businesses can benefit from looking around for a state with the most favorable laws.

Director Liability

Nevada automatically limits liability of directors and officers for damages to own corporation, unless the directors intentionally breached their fiduciary duty to the company by knowingly violating the law or committing fraud. Both California and Delaware allow articles of incorporation to contain such exculatory provisions for directors' negligence but this protection is not automatic as in Nevada. California only permits limitation of directors' liability to the corporation but Delaware allows exculpation of liability to both corporation and its stockholders.

Piercing the Corporate Veil

It's important to incorporate correctly because otherwise the court can disregard the corporate formalities and hold you personally liable for the debts of the corporation. This is called "piercing the corporate veil." A 2010 academic study found that courts pierce the veil in approximately half of all cases, and exclusively against close corporations, most of which are small private businesses. Peter B. Oh, Veil-Piercing, 89 Tex. L. Rev. 81 (2010). California courts pierce the veil in 50.86% of cases. Nevada veil-piercing rate is 43.75%, and Delaware's is 34.29%. Id.

Director Indemnification

Indemnification means that a company must pay a director to defend against legal proceedings arising from the action or omission of the director in the course of his service to the corporation. The rationele for this is to persuade responsible persons to serve on the board with less fear of being sued personally.

In California, a company must indemnify a director who has been successful in defending "on the merits" (as opposed to "on technicalities"). Additional indemnification may be authorized by the articles of incorporation as long as it does not exceed the minimal limits of director liability described in the section above. California law prohibits indemnification for amounts paid in settlements if a derivative action is settled without court approval, unless such indemnification is authorized by the court on a case by case basis.

In Delaware, a corporate agent must be indemnified if "successful on the merits or otherwise." Furthermore, Delaware, unlike California, permits indemnification even if the director is unable to demonstrate that s / he intended to benefit the company.

Nevada applies essentially the same standard as Delaware, even when the director is not under the Nevada's automatic exculpation umbrella.

Anti-Takeover Measures

Delaware and Nevada have empowered laws that help the boards to protect the company against unwanted identities. Anti-takeover measures ("shark repellents") can include super-major voting requirements, charter provisions for staggered boards, "poison pills" and "scorched earth" policies, – all designed to make the proposed takeover unattractive to the acquiring firm. Anti-takeover protections are strong in Delaware, possibly to a greater extent so in Nevada, but the California law is currently not as settled on the issue.

Shareholder Voting

California, like many other states, only requires shareholder approval for certain major actions, such as a sale of all or substantially all of the assets. The default quorum requirement for shareholder meeting is essentially the same in California, Delaware and Nevada: a majority of the shares entitled to vote, represented in person or by proxy. Articles of incorporation may provide for a different quorum requirement, but in Delaware and California the quorum can not be less than 1/3 of shares entitled to vote. In Nevada, however, the articles of incorporation may provide for a quorum as small as one share.


California does not have a special commercial court, so disputes are likely to be heard by judges with less corporate law experience than those in the restructured Delaware Court of Chancery. However, the Delaware Chancery Court creates so much complex business law that staying on top of it can be daunting even for someone with a specialized legal training. In late 2000, Nevada's Supreme Court created two specialized business courts – in Reno and Las Vegas.

Fees and Taxes

California imposes a flat fee of $ 100 to file the articles of incorporation , regardless of the corporation's size. The minimum franchise tax (not to be confused with the corporate income tax) for the privilege of holding a corporate charter is $ 800 per year.

Delaware and Nevada calculate the filing fee based on the number of shares authorized. The minimum franchise tax in Delaware is $ 75 for corporations using the Authorized Shares method and $ 350 minimum for corporations using the Assumed Par Value Capital Method. Delaware corporate income tax rate is 8.7%. Nevada levies no franchise tax and no business income tax.

Some Important Facts About Nevada Auto Insurance Quotes and Policies

If you drive a vehicle in the state of Nevada you are required by law to have automobile insurance. The minimum amount of coverage allowed by law is a 15/30/10 liability plan. What that means is that the minimum amount of coverage you are allowed to have is $15,000 per person for bodily injury, $30,000 per accident for bodily injury, and $10,000 per accident for property damage. Although the 15/30/10 plan is all you are legally obligated to have, you may wish to consider going with a little bit more coverage for added protection in case you are at fault in an accident.

Car insurance is an expense that you will have to live with but that doesn’t mean that you have to pay too much for it. There are a lot of insurance companies competing for your business and because of this there are opportunities to save money. A little time spent comparison shopping for Nevada auto insurance quotes can save you a lot of money.

Getting quotes online is pretty simple. It’s a lot easier than it was in the days before the Internet where you have to place phone calls, be put on hold, and then talk to an insurance agent that’s trying to pressure you into a policy in order to make a commission, only to repeat the process four or five times in order to get a number of quotes to help you make your decision.

Rather than spending hours or even possibly days on the phone, you can spend just a few minutes at your computer and get all the information you need to make a decision on the company you want to go with. Before you get your quotes you will have to fill out a short questionnaire. You will need to provide information about your car, the year, make, and model. You’ll also have to answer a few questions about your age, your gender, and how you plan to use the vehicle. In addition to this, a lot of companies will also want your drivers license number and want to know if you’ve had any accidents or tickets in the last 3 to 5 years.

After filling out the questionnaire which usually only takes a few minutes, you simply click a button and get your quotes. You don’t need to spend several hours and you don’t need to speak to anyone unless you want to. Getting your Nevada auto insurance quotes is fast, easy, and could save you a lot of money.

How to Compare Low Cost Long Term Care Insurance in Nevada

No one likes to think about how they will pay for their care in a nursing home one day – yet according to statistics from the US Census Bureau, almost half of all Nevada residents face that scenario. Almost half of us will require some form of long term care at some point in our lives.

What can we do about it? Many people feel confident that the government will take care of all of their long term health care needs once they reach the age of 65. Unfortunately those people are living in a dream world.

Medicare does not pay for long term health care. Purge that idea from your mind.

What about the state of Nevada? Well, the state of Nevada does offer limited long term health care through its Medicaid program. Before you can take advantage of this care, however, you must spend all of your assets, making yourself totally destitute. Once you've done that then you must be willing to accept the type of care that the state deems appropriate for you and you must accept that care in a facility the state changes – for the rest of your life.

If that scenario does not sound terribly appealing, then you have but two alternatives: Never become sick or disabled, or purchase long term health care now, while it is still affordable.

Before you begin your online search to compare low cost long term care insurance here in Nevada, it is important that you lay a solid groundwork in order to keep your monthly premiums as low as possible.

Start by buying your policy now – before another birthday passes. Each year that passes increases the monthly premium on your long term care insurance.

Get healthy. Lose weight if you have to, and if you smoke … well, you know the drill. Smoking and obesity not only take years off your life, they also add many dollars to the cost of your long term care insurance each month.

Make sure your long term care policy has inflation protection, otherwise when it comes time for you to rely on it, it could be woefully out of date and provide little or no help.

Also, know how much of an elimination period you can afford. An elimination period is just a fancy way of saying how much of a deductible you can afford to pay before you want the insurance policy to take over. The larger your elimination period the smaller your monthly premium.

Now it's time for you to go online and compare the cost of long term health care from a variety of head-to-head companies. Unfortunately you can not simply plug your figures into one website and believe that you have necessarily found the lowest cost long term health care in Nevada. Since each site uses a different set of insurance providers, it may be necessary for you to make comparisons at a minimum of 3 different sites before you will know for sure that you have found the best price possible.

It's a lot of work to compare low cost long term care insurance in Nevada, but once you've found your dream policy it will all be worthwhile.

Swimming from Nevada to California

Every summer the open water swimming season peppers the calendar, and for years I have shriggged it off with complete apathy. Hell, I'm accustomed to many, many years of competitive swimming in the pool. Why would I want to jump in a large body of cold water where I can not see the three feet in front of me, let alone the bottom? Warm chlorinated water; lane lines; starting blocks; a black line along the bottom; walls no more than 50-meters away – that's my idea of ​​competitive swimming. I always had a pretty adamant stance against leaving the pool.

Last year I must have had a stroke or something, because I agreed to swim a short race (one mile) in a small lake. It did not kill me, and I actually won an award, which always helps pique my interest. I'm hesitant to say that it was actually fun, but it was pleasant enough for me to consider trying it again. The screaming muscle pain in my forearms and back following the race was close to convincing me to never do it again, but fortunately I subscribe to the "no pain, no gain" mantra. What's a little soreness if there's a sense of accomplishment that comes with it?

This year I made a conscious decision to take a few more dips into the open water to test my resolve and see if a level of enjoyment could be sustained. I participated in three different events and loved every minute of them. Sure, the waters were colder than I usually like, and my body had to end a bit of punishment it's not accredited to (plus, there's shrinkage), but the thrill generated by the competition convinced me that adding open water swims to my racing repertoire is a definite must.

After seeing how well I had adapted to this new venue, my coach pointed out an unwritten rule for those who opt to compete outside the pool: the Trans Tahoe Relay is a rite of passage everyone must go through before really considering themselves an open water swimmer . She actually posed it as a challenge, and I was not about to let her think I was a lame wuss who's unwilling to brave some extreme elements. Phooey!

The Trans Tahoe Relay is an 11.5-mile trek across Lake Tahoe, starting on the Nevada side and finishing on the California shore. Six-man teams enter the race (although some crazy souls walked the distance solo), with each participant swimming a half-hour shift first, followed by a 15-minute swim, and subsequent 10-minute swims until reaching the finish. Teams are responsible for bringing their own boat to follow the swimmer and provide a transport for supplies and those waiting their turn in the drink. No wetsuits are allowed in the frigid water, which usually falls on either side of 60-degrees this time of year. We were blessed with perfect weather conditions, including reliably calm water at an acceptable temperature. Last year the weather gods were not so kind, as the swimmers had to deal with windy, overcast conditions and choppy water. This fact did not go unmentioned by the veterans who thought the newbies (me) had it too easy.

Race day began at 5:00 am with a small breakfast and an injection of caffeine. Lucky for us, one of our teammates owns a sweet pad about 15 minutes from the lake, so we were afford some creature comforts before heading out. The morning air was a crisp, but the clear, blue sky indicated that we were going to be in for a quick warm-up. The residence and boat were on the finish line side of the lake, so we had to load up the boat and make our way to the other side. The rookie boat driver in me clumsily maneuvered out of port and revved it across the lake, skipping across the glassy water (words can not aptly describe how fun that was).

The starting area was pure insanity. Leadoff swimmers begin on the beach and swim out to a myriad of team boats trying to find their own, while the boats search the waters for their man (or woman). Most boats adorn something distinguishing to facilitate the spotting, but this does not necessarily mean this process goes smoothly. We were fortunately to find our guy pretty quickly and headed out across the lake, though others had a more difficult time making their way through the chaos. Initial problems (and perhaps panic for the swimmers) are very understandable, as they have to power their way way through the pack and swim among the boats, trying not to get hit by them or swim into the propellers, while trying to find their team. I had heard nightmare stories about being the first swimmer in the water, so I was pretty adamant about passing the buck and taking the second leg of the race. Call me what you like, but I was not about to risk my life in the first ten minutes of a very long race. Maybe I'll suck it up and find the balls to be morearing another time.

When it was my turn to enter the water, the butterflies in my tummy were ferociously circulating in anticipation of the colder-than-I would-prefer water and the arduous task of flailing in it for half an hour. Upon jumping in, my body was completely covered in goose bumps, and I could feel my testicles retreating for higher ground (the aforementioned shrinkage at work). I was careful to not start off too fast, in fear of burning out quick and really suffering before the task at hand was completed. After my efforts to stay calm at the beginning, my lungs began to tire and gasp as they attempted to adjust to the mountainous elevation (in the vicinity of 6,200 feet). About ten minutes in to it, I began to get comfortable and was able to kick it up a notch and see what kind of pace I could sustain the rest of the way. I forged ahead as fast as my little body could go, constantly breathing to my left in order to keep an eye on our boat (for some reason I got a sense of safety knowing exactly where my teams were). I'm not going to lie and say this was a piece of cake, as I was pretty wiped out towards the end of my time in the water, and I was more than happy when I was given the signal to climb back on board.

While working my way through the lake, my eyes darted about, taking in the surroundings amidst dark blue water so deep that the hue suddenly slips into the shiny blackness that houses the bottom. It was amazing to see beams of sunlight reflecting off the lake floor and shining back upward, appearing like searchlights piercing through the nighttime sky. The phenomenon captured my attention a few too many times, which rendered in me straying off course due to my lack of concentration. It can be really hard for the simpleminded (like me) to stay focused in open water swimsuits, especially if the clarity allows you to gaze around.

Once I was back on the boat I turned down the opportunity to drive and opted to roost up at the front and enjoy the warm morning sun. This was pure bliss – on a boat in the middle of Lake Tahoe on a flawless summer day. The weather may have been perfect as I lounged about, but the downtime between my swims began to drag on after awhile. Occasional glances back in the direction of the starting area offered up a sight of many, many boats in the distance. To counteract the boredom, I daydreamed that we had escaped from the shore and the pack of boats was trying to chase us down. I watched them and relished in the fact that they were not catching up to us (I know, I watch too much TV). In the opposite direction, the race leaders appeared as white flecks along the horizon, so there was really no point in playing make-believe with them.

Through the duration of our jaunt across the lake, we encountered a few other competitors as we passed them (or vise versa in some cases). As the boats got close to one another by, it was fun to engage in mindless banter (and a little smack talk) with the others. For the last half of the race, we had the unfortunate honor of being close to the only naked boat in the race (apparently there is at least one of them every year). I say it was unfortunate because they were all guys – flabby, older men to be exact. Is it too much to ask that the team going sans clothing would have a few female hotties?

The teams in each division were distinguished by the color of their swim caps, which were issued before the race. Our division was wearing light blue caps, so we were constantly on the lookout for our competition. We had two groups ahead in our crosshairs, one of which was within striking distance as we approached the finish line. Our final swimmer practiced the fading competitor, as she sprinted for the beach with about three minutes to go. It was quite exhilarating to cap-off a four-hour race (3 hours and 57 minutes, to be exact) with a dash for the finish – at least, it was exhilarating to watch.

In the end, we finished 12th overall (out of 98) and third in our division. We only needed ten shifts in the water (two of our teams only had to swim once), which I thought was pretty impressive for a group of mostly-first timers. I'm very happy that I can check the Trans Tahoe relay off my to-do list, but I'm thinking this may be my only time doing it. I think I want to keep the fantastic conditions in my memories of this race, and not taint that with possible crappy weather in subsequent years.

Who am I kidding? I'll be back again.

Nevada Businesses Against Human Trafficking

Las Vegas, NV is the # 1 city in the United States for human trafficking, under the guise of legal prostitution. The problem involves mostly children and women forced against their will partake in sexual acts, companion services, prostitution, pornography, or to labor in massage parlors, farms, restaurants, construction and sweat shop factories. Most are persuaded to trust their captors by the promise of a better life. Then the girls are often bound by intimidation, threats and abuse. With a high illegal immigrant population, foreign victims are coerced by threats of beingported if they refuse to comply with the trafficker's demands.

A large number of human trafficked victims are minors at the average tender age of just 12 years old when they enter the forced underground practice. Sadly, in Las Vegas, 1 in 3 minors on the streets will be lured into prostitution within 2 days. Las Vegas is so susceptible as a city to human trafficking because of the encouraged behavior to sin as much as possible while you're here without risk of anyone finding out. It's a very transient city, making it easy for sex predators to move their victims around often and stay under authority radar. Visitors of Las Vegas come with an attitude expecting sex, creating a high demand here. And many policemen fail to realize the girl walking The Strip for legal solicitation of paid sex is either underage or forced into work and given a script of what to say.

But kidnapping, forced labor, and child prostitution is NOT legal in the state of Nevada, though adult prostitution may be. And this is a community problem. Those children are not just runaways or victims of abortion, but our daughters as well. Because there will never be enough federal or state funding to fight human trafficking on the kind of scale we would like, it's up to the community to get involved.

We can not, as contributing members of society, continue to live our lives as if nothing is wrong. We are called and have a responsibility to right our community and take it back. In July of 2013, lawmakers passed Assembly Bill 67 which allows victims to sue their traffickers, makes them eligible for state assistance, and establishes the crime of sex trafficking. There needs to be a heightened awareness in our community and a stronger effort on behalf of businesses to support anti-human trafficking campaigns. Support for the fight against human trafficking must increase.

As a business, we strongly encourage you to join forces with us in the community and support, increase awareness, and fund organizations such as:

Anti-Trafficking League Against Slavery (ATLAS)
Crimes Against Youth & Family Bureau
Las Vegas Metro Police Dept.
4750 W. Oakley Blvd.
Las Vegas, Nevada 89102

Purple WINGS (Women Inspiring Noble Girls Successfully)
(702) 816-2988

CAST (Coalition to Abolish Slavery and Trafficking)

As an individual, you can offer your services and financial support to organizations that provide relief to victims. Men can speak out against johns who purchase minors for sex. Parents, parent-teacher organizations and schools can help educate children about how to protect themselves online. Doctors, nurses, hospitality and travel industry workers can obtain training to identify victims and help them access services. Be aware of warning signs of human trafficking. Some indicators include:

  • Appearing malnourished
  • Showing signs of physical injuries and abuse
  • Avoid eye contact, social interaction, and authority figures / law enforcement
  • Seeming to adhere to scripted or rehearsed responses in social interaction
  • Lacking official identification documents
  • Appearing destitute / lacking personal possessions
  • Working excessively long hours
  • Living at place of employment
  • Checking into hotels / motels with older males, and referring to those males as boyfriend or "daddy," which is often street slang for pimp
  • Poor physical or dental health
  • Tattoos / branding on the neck and / or lower back
  • Untreated sexually transmitted diseases
  • Small children serving in a family restaurant
  • Security measures that appear to keep people inside an establishment – barbed wire inside of a fence, bars covering the insides of windows
  • Not allowing people to go into public alone, or speak for themselves

For further information on human trafficking, please visit:

Nevada Real Estate Market – Why the Southern Nevada Market Is Still Slow

The Nevada real estate market was one of the hardest hit by the foreclosure crisis. The state has one of the highest foreclosure rates in the country. Nevada has toppled the foreclosure lists since the start of the recession. The average value of a house in the state has fallen by almost 50 percent from the highs experienced in 2006. The Nevada real estate market had a foreclosure filing that was 3.5 times the national average. As of January 2010, one in every 95 households in the state had received a foreclosure filing according to RealtyTrac. This was the highest in the nation. Even as the economy slowly recovers, there are various reasons why the Nevada real estate market continues to struggle.


High unemployment levels is one of the largest reasons why demand for properties and land has not picked up in southern Nevada. The state has one of the highest unemployment rates in the whole country. The high unemployment rate has made it more difficult for people to pay their mortgages. It also makes it very difficult for people to buy houses. New housing construction has declined significantly as developers see very little demand for new homes.

Underwater Mortgages

The majority of mortgages in Las Vegas are "underwater." This means if you bought a home at the height of the housing boom, it is now worth about half as much. Many people now have mortgages that exceed the value of their homes. Instead of making the monthly payments, more people are choosing to walk away from their homes.

Bigger Housing Bubble

Nevada, especially Las Vegas, was an economic hub during the housing boom. Many people moved to the area because of the increase in housing sales and home values. It was one of the hottest housing markets in the country. Buyers and speculators alike bought homes at inflated prices. They expected values ​​and prices to continue to go up. However, when the bubble burst, the record high home values ​​began to plummet as quickly as they accelerated. The housing markets in Las Vegas and Reno are still correcting themselves and adjusting their prices to meet with the lower demand and higher supply.

The housing market in Nevada is slowly stabilizing itself and adjusting to supply and demand. However, no real significant improvement will happen until employment decreements and people feel comfortable spending again. Many experts believe it could years for the Nevada real estate market to fully recover.

Nevada Incorporation Procedures

When you are a sole proprietor or the owner of a small business, you might be considering making the switch to incorporation. Nevada incorporation is attractive to many business owners, because Nevada is a very business-friendly state in terms of state business laws. If you live in and will operate your business from Nevada, there are several business benefits that you will reap, including no state income tax, a bit more privacy protection than enjoyed in other states, and a non-exchange of information agreement with the Internal Revenue Service.

If, however, you live outside of Nevada but are considering incorporating in Nevada, it can be to your advantage to obtain the services of an online incorporation company. They can offer advice to help you determine if a Nevada LLC or other incorporation will work for you and your company, and will handle every aspect of your business incorporation that you want them to, making sure to comply with all state business laws along the way , and assuring your peace of mind that your business will be in compliance.

If you live outside of Nevada but want to incorporate in Nevada, you will likely need to fill out a form that will allow you to operate as an out of state, also called foreign, corporation. You will need to decide which business format will be appropriate for your small business. You can select from the LLC, or limited liability company, an S-or C-Corporation, or a non-profit corporation. They all have different requirements in terms of paperwork needed for filing as well as maintenance of the business, the number of people involved in the company, and other factors that will have an impact on your business.

LLCs offer a great deal of flexibility in the company structure. You can have a company of one person and meet the LLC requirements, for example, although you may have an unlimited number of owners. You can also live outside of the United States and be able to own an US-based LLC.

When you decide to Incorporate, Nevada laws require you to file articles of formation with the state. You may need to trademark and patent your company name, and you may also need to file papers with the secretary of state in order to do business under a name other than your legal name. You will need to get an employer identification number if you will hire employees. You will also need to obtain a business authorization and license, and also ensure that you are in tax registration compliance.